BOTH First Time & Seasoned Home Buyer and Owner Headquarters!

First-Time Buyer Specialists. We Know You're Nervous and Have Questions.

Seasoned Buyers and Investors One-Stop Shop!

Programs and Education

We get it! It's a lot of stress and anxiety simply thinking about making the much needed move from renting to owning. It can be scary. The problem is, most all lenders have strict numbers loan originators have to hit such as number of applications, closed loans, etc. That setup simply doesn't permit an originator from taking the appropriate time needed to answer the questions of first time buyers. Especially if any help is needed with the buyer's credit or finances. The answer you'll likely get is, "sorry, come back when your credit improves" and send you on your way. We aren't a "burn and churn" lender like most. Our originators are not held to any quotas so they can take the appropriate amount of time needed to properly answer any questions you may have. If you have credit issues, we have resources to help get you on track for little or even no cost. The only requirement strictly enforced of our originators is to provide the best customer service possible. Education is part of that to ensure you understand everything that is going on so you are comfortable throughout the process.

What a novel concept, right?

Take our brief 2 minute survey to discover what you may qualify for now!

We are truly a 1 stop shop for any of your housing needs. With 70+ investors and counting, we have the loan program for you. As a hybrid lender, we offer the best of both worlds in being a direct lender as well as the ability to broker. So if you need options, we have them and the best price! It's pretty simple.....would you rather work with a lender that can only provide their rates and programs, or with a direct lender with multiple investors and lenders providing many options? That choice should be simple.

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We provide our customers all the standard programs:

• FHA

• Conventional

• USDA

• VA

As well as most any other options including, but not limited to:

• Home Equity Lines of Credit ( HELOC )

• Self-employment Loans (stated and bank statement)

• Investment Properties

• Manufactured Homes (single and double-wides)

• New Construction

• And more....

Whether Purchase or Refinance, This is

As briefly mentioned above, we aren't a "burn and churn" lender like most. We take the time to know you and your situation so we can tailor the best loan to meet your individual needs. Come with your questions and we will get them answered for you.

"I worked with Kyle for over a year and can’t imagine working with anyone else. I ask a lot of questions and like to know the numbers. He was always there with the information I needed. He even came to our closing. I can’t recommend him enough.""

- Abigail F.

Home Expert Mortgage: Your Trusted Partner

Explore our wide range of loan options with the best rates and down payment assistance programs. Let us help you achieve your dream home!